About us

Our team

Harbor Test Advisors was founded by two certified financial planners who left large brokerages to work for clients, not commissions.

We have served families across the region for over a decade, and every plan is reviewed by a CFP before it reaches you.

Before founding the firm, both partners spent more than ten years at national brokerages, where most advice came bundled with a product to sell. We built Harbor Test Advisors so that the advice and the products are separate: we recommend low-cost funds you can hold anywhere, and we are paid only by the families we work for.

Every client works with the same two planners from the first meeting onward. We meet each quarter to review the portfolio, rebalance where it has drifted, and check that the plan still matches what the family wants from the next few years. Between meetings, clients can email either partner and get an answer within one business day.